A trusted team of certified financial planners dedicated to making financial guidance accessible and understandable for everyday Canadians across the Greater Toronto Area.
Life Money was founded by a group of certified financial planners who came together with a shared vision: to create a place of trust where exceptional financial service meets clear, understandable guidance for everyday people.
After witnessing too many families struggle with complex financial jargon and overwhelming investment options, our founders decided to do things differently. We believe that sound financial planning should be accessible to everyone, not just the wealthy elite.
Today, Life Money serves families and individuals across the Greater Toronto Area, specializing in life's most significant financial transitions: divorce, inheritance, business sales, and career changes. Our approach is simple yet powerful: listen first, explain clearly, and act with integrity.
We believe trust is earned through transparency, honesty, and always putting our clients' interests first in every decision we make.
Financial planning shouldn't be complicated. We translate complex concepts into clear, actionable guidance that makes sense for your life.
We measure our success by your financial security and peace of mind. Every strategy is designed with your long-term prosperity in mind.
As comprehensive financial planners, we handle any situation involving money. While we specialize in the four most significant financial transitions people face, our expertise extends to all areas of financial planning:
From lottery winnings to career changes, from starting a family to planning retirement - if it involves money, we can help you navigate it successfully.
The planners behind Life Money also write every guide on this site. Each article carries the byline of the specialist who knows that area best.
Estate & Inheritance Planning
Sarah leads our estate and inheritance practice. She writes our guides on probate fees, capital gains at death, executor duties, and what families actually owe when they inherit property in Canada. Her rule for every article: if a dollar figure can't be traced to the CRA or a provincial fee schedule, it doesn't get published.
Divorce Financial Planning
Michael covers separation and divorce: equalization, pension division, spousal support math, and the tax traps of splitting registered accounts. He started specializing after seeing how often one spouse walks away from a settlement without understanding what it costs them long-term.
Business Sale & Tax Planning
Jennifer writes our business-sale and tax-planning guides — the lifetime capital gains exemption, corporate wind-downs, and what selling a company actually nets after tax. She also reviews the tax math across the rest of the library.
Severance & Government Benefits
David covers job loss, severance negotiation, and Canada's benefit programs — EI, CPP, OAS, GIS, and the Canada Child Benefit. His guides are built around the exact current-year amounts and payment dates, verified against Service Canada and ESDC before anything goes live.
Alongside our advisory work, we publish one of Canada's largest free libraries of plain-language personal-finance guides — over 1,200 articles covering government benefits (EI, CPP, OAS, GIS, CCB), inheritance and probate, tax planning, halal investing, and side-by-side comparisons of Canadian financial products. We started writing them because the questions our clients asked rarely had clear, Canadian, current-year answers anywhere online.
Every guide follows the same standards:
Life Money is based in Mississauga, Ontario and serves clients across the Greater Toronto Area. The fastest way to reach us — whether it's a question about an article, a correction, or your own planning — is the contact form.
Whether you're facing a major life transition or simply want to secure your financial future, our experienced team is here to guide you every step of the way.