Editorial policy

Every guide on lifemoney.ca is published under one byline: Life Money Editorial Team. We do not attach individual names or professional designations to articles. The advisory practice behind Life Money is led by a CFP^®-certified financial planner in the Greater Toronto Area; the editorial team works to that planner's standard, and the planner is the person you speak to when you book a conversation.

We use AI tools to research and draft. Drafts are then checked by a person before publication: every dollar amount, rate, threshold and date is traced to a primary source — the Canada Revenue Agency, Service Canada, Employment and Social Development Canada, a provincial government page, or the product issuer's own published documents. If a figure cannot be traced to one of those, it is removed rather than published.

Guides that touch faith-based investing apply the AAOIFI screening methodology to a fund's actual holdings and carry a clear “this is not a fatwa” note.

Each article shows the date it was published and, when it has changed since, the date of its last reader-facing update. Benefit payment dates and amounts are re-checked against the government calendar throughout the year. When a figure changes, we update every article that carries it, not just one.

When we get something wrong we fix it and log it on our corrections page. If you spot an error, email hello@lifemoney.ca. A real person reads every message.

The site carries display advertising, and some product guides contain affiliate links marked as such. Advertisers and affiliate partners have no say in what we write or which products we recommend. See our affiliate disclosure.

The guides explain how Canadian rules work. They are general information, not personalized financial, tax, legal or investment advice, and they cannot account for your situation. For advice about your own money — a retirement, an inheritance, a severance, a business sale — the right next step is a conversation with a planner who can look at the whole picture. Book a free conversation.