Privacy Policy

1. Information We Collect

Life Money Financial Advisory collects information you provide directly to us, including:

• Personal identification information (name, email, phone number)
• Financial information relevant to our services
• Information submitted through our contact forms
• Communications between you and our team

2. How We Use Your Information

We use collected information to:

• Provide financial advisory services
• Respond to inquiries and consultations
• Send important updates about our services
• Comply with legal and regulatory requirements
• Improve our services and website functionality

3. Information Protection

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes:

• Secure SSL encryption for data transmission
• Regular security assessments
• Limited access to personal information
• Employee confidentiality agreements

4. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share information only:

• With your explicit consent
• To comply with legal obligations
• To protect our rights and safety
• With trusted service providers who assist in our operations

5. Your Rights

Under Canadian privacy laws, you have the right to:

• Access your personal information
• Correct inaccurate information
• Request deletion of your information
• Opt-out of marketing communications
• Lodge a complaint with privacy authorities

6. Cookies, Analytics and Advertising

Our website uses cookies and similar technologies to enhance user experience. You can control cookie preferences through your browser settings. We use:

• Essential cookies for website functionality
• Analytics cookies (Google Analytics) to understand usage patterns
• Performance cookies to improve website speed
• Audience-measurement and advertising cookies set by our advertising and content-measurement partners (including Grow by Mediavine)

Display advertising on this site is managed by third-party advertising partners. These partners may use cookies or similar identifiers to measure ad performance and, where you have consented, to personalize the advertising you see. Where required by applicable law (including the GDPR for visitors from the European Economic Area and the UK, and Quebec's Law 25), a consent banner provided by our advertising partner's certified consent-management platform lets you accept, refuse, or customize these cookies before they are set.

You can opt out of personalized advertising at any time via your browser settings, the consent banner, AdChoices Canada, or Google's Ads Settings. Refusing advertising cookies does not affect your access to any content on this site.

7. Contact Information

For privacy-related inquiries or to exercise your rights, contact us at:

8. Affiliate Disclosures and Third-Party Links

Life Money participates in affiliate programs with select financial product providers. When you click an affiliate link on our site and open an account or complete a qualifying action, Life Money may receive a referral commission. You pay nothing extra.

Our editorial standards:

• Affiliate compensation does not influence which products we cover or how we describe them
• We only feature products we believe are useful for our readers' situations
• All affiliate links are marked with rel="sponsored" per search-engine and regulatory guidance
• Articles containing affiliate links display a clear disclosure at the top of the post
• You are never required to use our affiliate links — we provide them as a convenience

When you click an affiliate link, you may be redirected through our domain (e.g. lifemoney.ca/go/...) before being sent to the partner's site. We may log the click for our own analytics. The third-party site you arrive at is governed by its own privacy policy and terms — please review them before providing personal information.

9. Changes to This Policy

We may update this privacy policy periodically. Changes will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of any changes.