Explore how a change in your income or assets affects your retirement plans, investments and near-term decisions.
Income and savings decisions
Portfolio construction
Inheritance and sale proceeds
Questions for your planning team
Decisions about your savings
Learn about the CFP-led advisory practice behind Life Money, our educational guides and what to expect from an introductory conversation.
CFP-led advisory practice
Discuss fit and next steps
Primary sources linked in our guides
30 minutes, no cost, no obligation
Start with your situation and the decisions ahead of you.
Use our guides to understand the questions raised by an inheritance, retirement, severance package or business sale.
Tell us what is changing, your timing and what you would like help deciding. The introductory conversation is free.
Review whether a planning relationship fits your needs and which questions need your accountant, lawyer or other specialist.
Learn how Life Money publishes its financial guides
Get instant insights with our AI-powered financial calculators. Plan your future with confidence using data-driven estimates.
Estimate settlement amounts and planning costs
Calculate tax implications and savings
Optimize your business exit strategy
Plan your financial transition
A major transition can bring decisions about income, investments, taxes and timing. Explore the planning topics below, then start a conversation about the decisions that matter in your circumstances.
Navigate the financial complexities of divorce with expert guidance on asset division, support obligations, and future security.
Turn your inheritance into long-term wealth with strategic planning for taxes, investments, and estate protection.
Maximize the value of your business sale with strategic tax planning, succession strategies, and retirement preparation.
Navigate job loss with confidence through expert guidance on severance packages, benefits transitions, and career planning.
Choose the consultation that matches your situation, or speak with us to determine the best approach for your unique circumstances.
Read Canadian financial guides covering retirement, inheritance, business sales, divorce and career transitions. Illustrative examples explain the questions to consider; articles do not replace advice for your circumstances.
Expert guidance on asset division, support calculations, and post-divorce financial recovery strategies.
Tax-efficient business exit strategies and maximizing severance packages during career transitions.
Estate strategies, tax minimization, and wealth transfer planning for Ontario families.
Deemed disposition, probate fees, and strategies to protect your family's wealth.
Read guide →Calculate your exact fee and discover 7 legal strategies to reduce costs.
Read guide →$728/week max. Avoid the 7 mistakes that cut your EI payments.
Read guide →The flat 50% inclusion rate and how it affects inherited real estate.
Read guide →$8,000/year tax deduction + tax-free withdrawals for first-time buyers.
Read guide →Negotiate better severance and understand your Ontario rights.
Read guide →Our guides and planning conversations focus on the decisions that come with retirement, inheritance, severance, business proceeds and other major changes.
Headquartered in Mississauga with comprehensive coverage throughout the entire GTA region - from Toronto to Hamilton, and everywhere in between.
The introductory conversation is free and starts with your priorities. Share a brief outline of your situation so we can discuss fit and next steps.
Explore our interactive map to see all 21 cities we serve across the Greater Toronto Area. Click any location to discover our specialized financial planning services in your area.
Click any location to explore our services
Describe your situation and the decisions ahead. The introductory conversation is free, with no obligation to proceed.