Severance & Job Loss Planning
5 guides on severance & job loss planning for Canadians — newest first.
Canada EI Benefits 2026 Maternity Leave Calculator: Ontario Teacher at $78,000 \u2014 Standard vs Extended Leave, Top-Up Tax Rules, and the RRSP Contribution Trap
Step-by-step EI maternity and parental benefit calculator for an Ontario teacher earning $78,000 in 2026. Compares 12-month standard ($728/week) vs 18-month extended ($437/week) leave with employer top-up tax treatment,...
12 min read readAlberta Parent Taking Parental Leave in 2026 on $80,000 Income: Standard 35 Weeks at 55% vs Extended 61 Weeks at 33% — Month-by-Month Cash Flow
Side-by-side cash-flow comparison for an Alberta parent earning $80,000: standard parental EI at $728/week for 35 weeks vs extended at $437/week for 61 weeks. Maternity benefit, employer top-up interaction, RRSP room,...
14 min read readLaid Off as a Muslim Professional in Calgary With $90,000 Severance: 2026 EI Waiting Period, RRSP Strategy, and Whether Wealthsimple Halal Fits a Lump-Sum Contribution
A Calgary Muslim professional laid off with $90K severance navigates the 2026 EI waiting period, RRSP shelter strategy, Wealthsimple Halal vs self-directed WSHR, zakat on severance cash, and a 12-month family cash-flow...
14 min read readSelf-Employed in BC Opting Into EI in 2026: $1,049 in Annual Premiums for Up to $668/Week — When the Math Actually Pays Off
A BC freelancer earning $85,000 in net self-employment income pays $1,049/year to opt into EI special benefits. Sickness, maternity, parental, and compassionate care — when the premium is worth it and when it is pure...
12 min read readLaid Off After 20 Years in Ontario With $180,000 Severance: 2026 EI Benefits, the Waiting Period Offset Rule, and Whether to RRSP It Before Filing
A 52-year-old Ontario worker faces a 40-week EI delay on $180,000 severance. The RRSP move that saves $16,200, the salary continuance play worth $20,000, and a region-by-region hours table for the GTA.
14 min read read