ODSP Payment Dates 2026: Every Deposit Day on Ontario's Official List

The Full 2026 ODSP Payment Date Table

Here is every confirmed Ontario Disability Support Program payment date for 2026, taken from Ontario's official list. The rule behind the calendar is simple: ODSP pays on the last business day of the month. When the final calendar day lands on a weekend, the payment moves back to the Friday before it — which happens four times in 2026 — and there is one date on the list that doesn't follow the rule of thumb at all, covered in the notes below.

Source: Ontario.ca ODSP program pages. Dates are the days payments are issued; bank processing can add a short delay before the deposit shows in your account.

How the Payment Schedule Actually Works

Unlike federal benefits such as OAS and CPP, which publish a fixed 12-date calendar every year, ODSP runs on a rule: the last business day of each month. That makes most of the calendar predictable — March 31, April 30, June 30, and August 31 all sit right on the month-end — and it explains every weekend shift. In 2026, four month-ends fall on a weekend (January 31, February 28, and October 31 are Saturdays; May 31 is a Sunday), so those four payments move back to the preceding Friday: January 30, February 27, May 29, and October 30.

Then there is September. September 30, 2026 is a Wednesday — a perfectly ordinary business day — yet Ontario's published date for September is the 29th. There is no weekend or holiday to explain it; the official list simply says the 29th. Treat that as the lesson for the whole calendar: the last-business-day rule is a reliable rule of thumb, but the province's published list is what governs, and when the two disagree, the list wins. If you are setting up automatic bill payments or rent transfers around your deposit, anchor them to the published dates in the table above rather than to the month-end.

One planning note on the gap between deposits: because ODSP pays at the end of the month, the deposit you receive on July 31 is the money most recipients stretch through August. The distance between consecutive payments stays close to a month all year, but the weekend shifts can shave a couple of days off one stretch and add them to the next — worth knowing if your rent comes out on the 1st.

July 31 Is the First Payment at the New Rates

Ontario raised core ODSP rates by 1.9% effective July 1, 2026 — the fifth increase of the indexation era — which makes the July 31 deposit the first one paid at the new amounts. For a single recipient, the new maximum is $1,436 per month, made up of $825 in Basic Needs and $611 in Maximum Shelter allowance. The increase is automatic: existing recipients do not need to apply or ask for a review.

Two details matter when you compare your July 31 deposit to these maximums. First, the shelter portion is a cap, not a flat amount — you receive your actual rent, mortgage, utilities, and related costs up to the maximum, so if your housing costs $500 a month, your shelter allowance is $500, not $611. Second, the 1.9% adjustment applied to Basic Needs, shelter, and board-and-lodging amounts, but several flat-rate supports — including the Special Diet Allowance — stayed frozen. The full before-and-after table for every family type, plus exactly what moved and what didn't, is in our ODSP increase 2026 breakdown.

For context on how unusual the indexation is within Ontario's social assistance system: Ontario Works has been frozen at $733 per month for a single adult since 2018 — 2026 is the eighth consecutive frozen year, over a period in which the Income Security Advocacy Centre estimates prices have risen roughly 25%. ODSP's annual July adjustment is the structural difference between the two programs.

Working While on ODSP: What Changes on Payday and What Doesn't

Employment income does not automatically shrink your deposit. The first $1,000 of net monthly earnings is fully exempt — it has no effect on your ODSP payment at all. Above $1,000, ODSP exempts a further 25% of net earnings, which works out to a clawback of 75 cents per dollar earned past the exemption. On top of that, a $100 per month Work-Related Benefit is available in any month you have earnings.

In practice: a single recipient earning $1,000 net from a part-time job still receives the full $1,436 on July 31 — $2,436 in combined monthly income, with zero clawback. Earn $1,400 net, and the first $1,000 is still fully exempt while 25% of the remaining $400 is exempt too, leaving $300 of chargeable income to reduce the deposit. The important contrast is CPP Disability: CPP-D counts as unearned income and is deducted dollar-for-dollar, with no $1,000 exemption — the earnings exemption rewards employment income specifically.

The Canada Disability Benefit: A Second Deposit, on a Different Day

Many ODSP recipients also qualify for the federal Canada Disability Benefit, and the two arrive on entirely separate schedules. The CDB pays on the third Thursday of each month — the 2026 dates from August on are August 20, September 17, October 15, November 19, and December 17 — while ODSP holds to the last business day. If you receive both, expect two deposits in different weeks of every month.

The stacking rule is the part worth underlining: Ontario has exempted the CDB as income for ODSP. Receiving it does not reduce your ODSP payment and does not affect your eligibility — the federal benefit sits fully on top of the provincial one. The CDB maximum is $204.20 per month for the July 2026 to June 2027 benefit year, up from $200, and unlike ODSP it is not automatic: it requires an approved Disability Tax Credit and a separate application, and it has its own income test based on your tax return. Amounts, thresholds, and the application path are in our Canada Disability Benefit 2026 guide, and the CDB's place in the wider federal deposit calendar is in our CRA payment dates for July 2026.

If Your Payment Is Late

The dates in the table are the days payments are issued, not a guarantee of the minute the money appears. Bank processing can add a short delay, and it varies by institution — so the standard guidance is to wait a few business days after the scheduled date before treating a payment as missing. If it still hasn't arrived, contact your caseworker or your local ODSP office.

Before you call, run the two-minute checklist: Has anything about your bank account changed — a closed account, a new card, a switched institution? A stale banking record is the most common reason a deposit stalls. Are your address and phone number current with your office, in case something on your file needs attention? Clearing those first usually makes the call itself unnecessary — and if it doesn't, it makes the call faster.

The December Question

December is the one month without a confirmed date. Ontario has not yet published the December 2026 payment date, and the province notes the December payment may be available earlier in the month. That is the entire official picture — no specific day has been announced. If you are planning holiday spending around the deposit, the safe approach is to budget as if the payment follows the normal pattern and treat anything earlier as breathing room, then confirm the actual date with ontario.ca or your caseworker once it is published.

The Bottom Line: Circle July 31

The 2026 ODSP calendar is nearly all confirmed: last business day of each month, January 30 through November 30, with four Friday shifts for weekends, one official quirk in September (the 29th, despite the 30th being a Wednesday), and December still to be published. The next deposit — Friday, July 31 — is also the first at the new rates, including the $1,436 single maximum. The dates are the predictable part; the amounts are where the moving pieces live, from the shelter cap to the earnings exemption to the CDB stacking on the third Thursday. If your July 31 deposit doesn't look the way you expected, start with the new rate table before assuming something went wrong.